Success Chase Loan Modification Package

How to get Chase Loan Modification Package?

Chase is a service provider, however, own a part of their loans. We worked with them from November 2008 mod for a loan. Eventually a call from our analysts last week (I spoke many different people during the month) and makes both us and the 1st 2 and say that it saved us much all month, we’ll see! I must say at the beginning of each rehearsal multi Chase, including two loans, like said, I’m happy because it is the vessel and not to wait approval of investors, I submit extension fees, rates and information Owners Ins. Statement. When he called the other day, just like the current extension of pay and how many people live in our house.

I made the call today twice, first time, got transferred! Second time, just ask for more updates while according to the call I made yesterday they had received all the scanned copies for the updates and the case was transferred to another department.

Okay, we’re just trying to see how many outrageous answers we can get for one day, we called again, and this time, this sweet lady says we should talk to the collection department and try to make the payment! Yeah right, if we can make the payment why do we even ask for the modification??

We were quite amused! They took the money from the government then did what? I’ll keep calling them. In general, they don’t care,everyone on the phone has training on how to kick the ball back to us. I guess it will be a very tough battle.

Trial Loan Modification from Chase

1.I was finally approved for the MHA 3 month trial period starting 9/1. The person told me it might well be 4 months same as I been reading on this forum. My 1 month forbearance for July had ended making me more than 31 days late so they could run me through the computer to see if I qualified. It took a few hours of course.

First I tried Collections 800-848-9380 and ended up in a dead end where the phone tree hung up on me after hitting 0. The key to that number is to pretend you want to make a payment (1 I think) and then hit 0. I was told to call 877-419-6490. There I found out they don’t deal with anything unless your payment is more than 120 days late and sent me back to the 9380 number, but with a very important little piece of information.

The person at the 6490 number told me to tell them my account was ready to run through “TMQ” on the computer. When I called collections back they started to send me back again when I said I was told I was ready to be run through “TMQ” she said wait a minute she would talk to her Manager. She came back and said the Manager said OK and asked few questions like what was my monthly income. A few minutes later she ran it through and said I was approved! I asked more than once and was reassured it was the Obama plan. For the next 3 or 4 months my payment will be $1256. instead of $2129., but who knows what happens after that.

2. I also recieved my paperwork which says I have to pay 1929.75 on April 15, May 1 and June 1 for the trial payment and then the actual mod starts. I also talked to the executive team and she tole me that I under the new Obama Plan and that if I can pay that amount on the trial period on time, then my next payment will be either the same or a little bit less than the current amount. No good faith is also needed and that we don’t need to sign another documents after the trial period. I just have to call and make sure evrything is okay after my June 1st payment……I already signed and sent the docs because I don’t have enough time since I got it yesterday and the 1st payment is already on april 15.

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