Mortgage Slave

The “mortgage slave”refers to the urban residents purchase mortgage loans, in the prime of life period of 20 to 30 years, annually a percentage of disposable income 40% to 50% or higher proportion of principal and interest repayment of loans, resulting in residents in family life the long-term pressure on the normal consumption. homebuyers affect their spending on education, medical expenses and care for the elderly, the result decline in the quality of family life, and even slavery, people feel as oppressive.

Generally speaking, “mortgage slave” refers to households with a monthly debt repayment amount of household monthly income of more than 50% of the families, such families because of high debt ratio, has affected the quality of family life normal. According to internationally accepted view, monthly income of 1 / 3 is a mortgage mortgage cordon across the warning line, there will be greater repayment risk, and may affect the quality of life. Domestic current level of economic development, residential housing consumption expenditures of more than 30% of the proportion of household income, there is excessive burden on the. A survey shows that currently about 31% of home buyers for the month accounted for more than 50% of monthly income has exceeded internationally recognized warning line of housing consumption.

This is a 70 after 80 after on the house, about love, on a foreign land to survive a long story, at a Glance “mortgage slave” in Taipei, with feelings of “mortgage slave” pain HAPPY life. The novel twists and turns to buy a house is like a history of struggle. The novel each character Zhensi snails, soft inner surface, the strong, who tells of urban houseless families of confusion: “the speed of saving money is always not keep up with the speed of price increases for 30 years … … If you still end loans, interest is get out of a set of house came.

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