Comments on: Modifying Loans Using Obama’s Making Home Affordable Plan – Myths About Home Loan Modification

By: Permanent Loan Modification Under HAMP | Refinancing Guide

Permanent Loan Modification Under HAMP | Refinancing Guide — Mon, 22 Mar 2010 05:23:49 +0000

[...] 31,382 borrowers nationwide had received permanent loan mods as of Nov. 30 under the Home Affordable Modification Program (HAMP), the Treasury Department reported. Meanwhile, First American CoreLogic says that 1.7 million [...]

By: Citimortgage Loan Modification Denied | Refinancing Guide

Citimortgage Loan Modification Denied | Refinancing Guide — Wed, 17 Mar 2010 09:45:42 +0000

[...] Options Wells Fargo Home Modification Success What Does Thirty Year Fixed Mortgage Rate Mean Modifying Loans Using Obama’s Making Home Affordable Plan Wachovia Mortgage Modification Chase Home [...]

By: Jeana Reed`

Jeana Reed` — Mon, 15 Mar 2010 00:35:28 +0000

Once you receive your final loan mod please ask for the check transaction history they will mail it to you. Check to see if your numbers add up to theres I am questioning the amount I paid towards the trial payments which was 8 months but I do not see any kind of credit towards a reduction on my principal. I was not underwater when I APPLIED but now I am so I am trying to figure where is the funds I paid during the trial loan mod. Keep paying the payments until they are final. I understand 90,000 have already dropped out. I know it is very difficult to get a loan mod but keep plugging alone.

By: farah

farah — Thu, 11 Mar 2010 21:11:40 +0000

I was put on the 3 month trial plan for the home modification, had to send in alot of paper work sometimes 3 or 4 times, was told it would be longer than 3 months….8 months later just found out i was approved. Good things come to those who wait.

By: Successful Loan Modification With Wilshire Credit Corp | Refinancing Guide

Successful Loan Modification With Wilshire Credit Corp | Refinancing Guide — Wed, 10 Mar 2010 03:32:52 +0000

[...] chance on the lowest mortgage payment to avoid foreclosure, you will get to have taken. The Obama Making Affordable Home change program requires lenders to each application for owners who demand that they be considered [...]

By: Ellen Egger

Ellen Egger — Fri, 05 Mar 2010 12:11:48 +0000

“GOOD NEWS for homeowners facing foreclosure: AT LAST! a complete Loan Modification Kit which provides insider tips and easy instructions on how to stop the foreclosure process and SAVE YOUR FAMILY’S HOME. ” Guaranteed or you PAY NOTHING. If you are struggling with high mortgage payments like so many of us you may be looking to get a loan modification. Following these 5 steps you can increase your chances of getting your loan modification approved and lowering your monthly payments.

By: alex

alex — Sat, 27 Feb 2010 12:55:59 +0000

I agree. Bank Of America are the worst. My personal opinion is that their evil. I’ve been making trial payments going on seven months now. Every month I get a fex Ex letter asking for an additional documement THAT I HAVE ALREADY SENT THEM. They are so unorganized and have hundrededs of representives who give you the run around. I didn’t love my home so much I would throw it in their faces. BOA cares nothing about the homeowner, it’s all about their disgusting greed. For hard working homeowners who can afford an adjustable mortgage it’s very unfair. When I first inquired to them, I would call once a month pleading iwth them to help me. Every rep said I had to be behind on my payments.
I even had a few reps tell me “don’t pay” so they will help you. I’m sick over this. And I’m am actually the one who is being robbed.

By: Jeana Reed`

Jeana Reed` — Tue, 01 Dec 2009 16:43:38 +0000

Paid 8 trials payments on time. I contacted Treasury Dept complained they stated they would contact Chase well never heard back. Callled Chase Resolution they said they would esculate my file, never heard back. It is Dec and I contact Whitehouse.gov everyday stating to the Obama team that banks would rather foreclose. President Obama and Dimon are friends he helped Chase to be the largest bank. They received TARP yes they paid it back, but the Banks are more powerful than Govt. When the govt asked for numbers of FINALIZED LOan Mods they declined . The govt should of helped out the smaller banks and taxpayers. I know this falls of deaf ears. CBS NBC FOX should get the homeownrs stories. I have the paper trail to show my docs.

By: Jeana Reed`

Jeana Reed` — Tue, 24 Nov 2009 02:54:22 +0000

I have been waiting for final loan mod./ I have paid 8 trial loan pay, Been on time every time. Banks do not want to do loan mods. They should not be paid until they finalized the loan mod. The banks decide what is in the best interest for the banks. They care less about the homeowners. They want to foreclose and have the investors buy up the properties for a steal. It is a win win why wouldn’t it when you hasve the govt bailing out the banks. All the banks are doing are adding the amount your owe to the end of the loan. Yes, it is a cheaper % whichis great if you get a finalized. The banks are stringing everyone along.

By: Gmac Mortgage Modification Success | Refinancing Guide

Gmac Mortgage Modification Success | Refinancing Guide — Fri, 06 Nov 2009 02:34:02 +0000

[...] Modification denied your request for a loan modification; and also said you are not eligible to Obama’s MHA program,GMAC is researching other options for you to lower your mortgage payment. What other options are [...]